Kathmandu- Laxmi Sunrise Bank and IMS Software Pvt. Ltd., as the Technical Service Provider (TSP), have entered into a strategic partnership to introduce digital loan facilities for small and medium enterprises (SMEs) in Nepal.
In accordance with the Digital Lending Guidelines of Nepal Rastra Bank, SME customers of Laxmi Sunrise Bank will soon be able to access digital loans through a streamlined, technology-driven process. To be eligible, businesses must have implemented an Enterprise Resource Planning (ERP) system and be registered with IMS Software Pvt. Ltd.
Under this collaboration, IMS Software, as the Technical Service Provider (TSP), will provide the technology platform that enables eligible enterprises to apply for and process loans digitally using data generated through their ERP systems. By leveraging real-time business data, the initiative is expected to simplify loan applications, accelerate credit assessments, and improve access to financing for SMEs.
The partnership aims to promote financial inclusion while encouraging the adoption of digital business practices among Nepali enterprises. It is also expected to contribute significantly to the growth and sustainability of the SME sector by enabling faster, more transparent, and data-driven lending decisions.
Through this initiative, Laxmi Sunrise Bank and IMS Software seek to empower SMEs with easier, quicker, and more transparent access to credit. By combining Laxmi Sunrise Bank’s financial expertise with IMS Software’s technology capabilities as the Technical Service Provider (TSP), the collaboration will support business growth and contribute to strengthening Nepal’s digital economy.
